If you are a victim of a car accident that occurred because of someone else’s negligence, you are entitled to sue the at-fault Driver’s License for the damages caused by the accident. After experiencing a crash, your priority should be getting immediate medical help and hiring an attorney. The lawyer can assist you in filing the injury claim to achieve compensation for your medical expenses, loss of income, property damage, and other losses. Click here to learn more.
The process of filing a claim is complicated. It becomes even more complex when the accident takes place with an expired license. You can file a claim with an expired license, but certain complications accompany it.
Even if you are a victim, the defendant’s insurance company may use it to its advantage and try to hold you partially liable for the accident.
Denial of the Claim by the Insurance Company
Car accidents are unique. However, one similarity found in every case is the consistent efforts of the insurance company toward lowering the claim amount.
They will try their best to deny fault and claim that you are somehow responsible for the accident because of your expired license.
However, it is crucial to keep in mind that driving with an expired license is illegal but not something that can reasonably deem a driver liable for causing the accident, especially if you are the one who got hit by another motorist.
It is not legally plausible for the insurance company to reject a claim just because the injury had an expired license. The insurance company may try to take advantage of your lack of legal knowledge to deny claims, so make sure that you have an experienced lawyer on your team to handle the case. They can fight on your behalf and protect your case from being invalidated by the insurance company.
In states with a modified comparative negligence system, you are given compensation even if you are partially liable for causing the accident. The only exception is that the amount will be reduced per your fault percentage level.
Penalties for Driving with an Expired Driver’s License
The penalties are dependent on the laws followed by your state. In some places, it is considered a serious violation which can result in fines and even jail time. Contact a lawyer to get information about the possible consequences of driving with an expired license in your state.
Conclusion
You can still file a claim if your driver’s license is expired. However, it is important to understand the potential implications and to be prepared to negotiate with the insurance company.
Impact of an expired driver’s license on your claim
The insurance company may try to use the fact that your license was expired to deny it. Your claim or reduce the amount of compensation that you receive. They may argue that you were driving illegally and that your actions contributed to the accident.
However, it is important to note that an expired driver’s license does not automatically mean. That you were at fault for the accident. It is still possible to file a successful claim, even if your license has expired.
Negotiating with the insurance company
If you file a claim with an expired driver’s license, the insurance company may offer you a lower settlement than they would if your license was valid. This is because they know that they have a stronger case against you.
However, it is important to remember that you are not obligated to accept the insurance company’s first offer. You can negotiate with them for a higher settlement. If you are unable to reach an agreement, you may need to file a lawsuit.
